Article Samples 

 

 

Designated Beneficiary Law May Help Seniors                      

by Eileen Doherty

Denver, CO. Taking the time to do adequate estate planning for many seniors is seen as expensive and a task in which they do not wish to engage for various reasons. Estate planning includes executing such documents as a will; a medical power of attorney; a financial power of attorney; designating beneficiaries on life insurance policies and pension plans; funeral pre-planning; designating beneficiaries of a trust; and/or designation of individuals to have access to bank accounts and other financial investments. Many times this type of estate planning is delayed because seniors do not know who to designate or they fear the cost of paying for legal advice. Doing nothing sometimes is more expensive than doing something. 

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Seniors’ Checks Shrink, $1 COLA For 2011?

Distributed by The Senior Exchange, Inc. Serving The Mature American With Timely, Low-Cost, Self-Help Information

Alexandria, VA (February 8, 2010) The year is just getting started, but many seniors are reporting that their Social Security benefits are shrinking, says The Senior Citizens League (TSCL), one of the nation’s largest nonpartisan seniors groups. In 2010, seniors and the disabled didn’t get an annual cost-of-living adjustment (COLA) because inflation was too low. But Medicare premiums went up for millions of seniors, leaving them with shrinking Social Security checks. 

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